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As Old Man Winter Makes His First Major Appearance in Colorado—Drivers and Homeowners Need to Gear Up on Their Insurance Know How! With a week that started with 80 degree temperatures Coloradans may be a bit rusty on how to handle winter weather conditions, so an insurance reminder can take the shock value out of what is expected to be the state's first major snow storm of the winter season. More...
"Puffer Week" Enforcement
January 15-21, 2012 Colorado Auto Theft Investigators (CATI) and Coloradans Against Auto Theft (CAAT) are teaming up the week of January 15-21 to raise public awareness of "puffers"—a term coined by car thieves to describe a vehicle left running unattended. More...
The one-year anniversary of Boulder County's Fourmile Canyon Fire is marked by devastating wildfires consuming hundreds of homes in Texas. Both are tragic reminders to homeowners to check on insurance coverages and take steps to protect your property. Click here for RMIIA's Wildfire & Insurance Guides.
If you have an insurance question, our experts have answers! Of course, specific situations and coverages can vary by company or state that you live in, and may depend on your own policy and personal risk factors. Our "Ask the Experts" section attempts to simply answer common questions that apply to most standard auto, home and business insurance policies, but your best bet is to follow up with your own agent or company representative.
If you have a general car, home or business insurance question for our experts, please submit it to rmiia@rmiia.org.
Homeowners Insurance
Learn how a homeowner who experienced the Fourmile Canyon Fire near Boulder, Colorado, helped save his home. Video provided by State Farm.
For more information about protecting your home from wildfire, click here.
What happens to a roof shingle when you strike it at high speed with a steel ball? The same thing as when Mother Nature pounds it with damaging hail. 9News talked to Carole Walker, RMIIA Executive Director about impact resistant roofing and being prepared for Colorado's severe weather season.
For more information about protecting your roof from hail, click here.
Do you have any advice on how to prepare for the upcoming severe weather season in Colorado?
For more steps on how to prepare your property and insurance for severe weather season, click here.
Water damage caused by melting snow and ice damming can be tricky business. CBS4 Denver asks a claims expert some of your common insurance questions.
For more information on how to protect your
property and make sure you have the insurance
you need, click here.
Is it a good idea to increase the deductible on my homeowners policy to save money?
For more advice on buying homeowners insurance and ways to save money, click here.
My husband bought me a diamond necklace for our anniversary, if it gets lost or stolen will my homeowners insurance pay to replace it?
For more information on how your homeowners insurance covers your personal belongings, click here.
Auto Insurance
If I borrow my friend's truck to move, am I covered by my car insurance or his car insurance?
For more answers on how my car insurance coverage works, click here.
I got a form from my insurance company asking me if I wanted "medical payments" coverage, do I need it? How much should I buy?
For more information on state car insurance laws and insurance coverage options, click here.
I've heard that there is a law in Colorado that prohibits texting and driving. Will my car insurance rates go up if I am pulled over for texting and driving?
For more information on how traffic tickets and
other risk factors affect your car insurance
premiums, click here.
Renter's Insurance
If I have renters insurance will it provide insurance coverage if my dog bites someone?
For more information on renters insurance and what it covers, click here.
