#Get Insurance Ready for Winter

Winter has officially settled into the Rockies, bringing snow, ice, and plenty of opportunities for weather surprises. Take a few minutes to review our winter safety and insurance tips — a little preparation now can go a long way toward keeping you safe and protected when storms roll through.

What drivers need to know: Winter roads can be tricky — and not all accidents are covered the same way. Do you know the difference between coverage for a fender bender with another car versus damage from a fallen tree limb or sliding into one yourself? And if law enforcement declares an “accident alert,” do you know what steps to take after a crash? Now’s the time to find out before the snow starts flying.http://www.rmiia.org/auto/traffic_safety/Winter_Driving.asp

What homeowners need to know: Most homeowners’ insurance policies provide protection against common winter hazards, including burst pipes, ice dams that cause water to back up under shingles, and damage from the weight of snow or ice. Reviewing your policy before severe weather hits can help ensure your home — and your peace of mind — are protected.http://www.rmiia.org/homeowners/Cold_Weather_Frozen_Pipes.asp

For more information on insurance & Colorado winter storms:
http://www.rmiia.org/Catastrophes_and_Statistics/Winter_Storms.asp

AAA helps pack your trunk for winter driving emergencies: https://www.youtube.com/watch?v=m5LkTkW3TDY#t=27

FEMA Guide: “How to Prepare for a Winter Storm”
https://www.ready.gov/winter-weather

Doris Stipech is a long-time State Farm agent in Arvada, Colorado. Her agency's mission is to help people manage the risks of everyday life, recover from the unexpected and realize their dreams, and while Doris is busy fulfilling this mission, she is also giving back to her community through her volunteer work with numerous community organizations. Pictured here is Doris participating in the Stamp Out Hunger food donation drive! Learn about Doris's career path and how she uses RMIIA's resources when helping her customers.

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