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RMIIA
What We Do
Everyone who drives, rents or owns a home or runs a business needs insurance. RMIIA's full-time job is to help consumers, the news media and community partners understand how insurance works and to share safety awareness and loss prevention tips. RMIIA is a non-profit insurance communications organization that represents property and casualty insurers in Colorado, New Mexico, Utah and Wyoming.
Hot Topics
HOME INVENTORY
EVACUATION PLANNING
CATASTROPHE TRENDS
HOMEOWNERS CLAIMS
FILING AN AUTO CLAIM
INSURING YOUR BUSINESS
Insurance check-ups to home inventory to property mitigation, here's how to prepare for wildfire season, protect your property and keep affordable insurance.
Find out about what insurance teens need and how to save money. Click here for rules of the road, teen driving facts and statistics and GDL.
Most drivers think they will never be a victim of auto theft, but we make it easy for theives! Learn what you can do to prevent it from happening to you.
Help customers make smart decisions using RMIIA's educational materials and share RMIIA's valuable content on your website and social media.

Get Insurance Ready for Winter!

Old Man Winter has officially arrived in the Rockies, but many of us are a bit rusty on how to handle winter weather conditions, so brushing up on insurance and safety tips can help us better survive and recover from a winter storm.

What drivers need to know: Be aware of how insurance covers you in an accident with another vehicle verses tree limbs falling on a car due to heavy snow, or for that matter if you slide into a tree. Do you know what to do if you're involved in a car crash and law enforcement is on "accident alert"?

What homeowners need to know: Homeowners policies will typically cover most damage from severe winter weather, such as house pipes freezing and bursting or water seepage into the house as the result of ice forming in gutters and causing water to back up under roof shingles. You would also be covered if the weight of snow or ice damages your house.

Check out these links for more winter safety and insurance tips:

•  Insurance & Colorado Winter Storms
•  AAA Helps Pack Your Trunk for Winter Driving Emergencies
•  FEMA Guide: "How to Prepare for a Winter Storm"

Agent Spotlight
Angela Moore is an independent insurance agent at Freeman Insurance West in Lakewood, Colorado. Angela appreciates the value of a good agent-client relationship and finds rewards in being an insurance agent. Engaging in RMIIA's grassroots efforts, educational initiatives and industry events keeps Angela informed on industry changes and the legislation that impacts insurance. Learn about Angela's career path and how she uses RMIIA's resources to stay informed as both a consumer and insurance representative.
Angela Moore
Get Involved with RMIIA
RMIIA sponsors and participates in many informative and fun industry events throughout the year such as symposiums, meetings and grassroots activities and makes insurance information and educational resources available for widespread distribution. View our upcoming events and educational opportunities and stay in the know by following RMIIA on Facebook, Twitter and YouTube! Share RMIIA's valuable content on your website and social media for added value and contact us to start receiving RMIIA's updates by email.
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Additional Resources & Information
Wildfire & Insurance provides homeowners with info on protecting their properties against wildfires and making them more insurable.
Colorado | New Mexico
Wildfire & Insurance
Don't Forget the Keys provides keys to how homeowners insurance works, talks about common pitfalls, and offers ways to save money on your insurance. Don't Forget the Keys
Public adjusters have no relationship with your insurance company. Follow these precautions to save time and money after a major catastrophe like wildfire. Public Adjusters
Hail Damage Fraud shares tips on how to avoid being victimized by dishonest contractors who often go door to door in damaged neighborhoods offering repair services. Hail Damage Fraud