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Everyone who drives, rents or owns a home or runs a business needs insurance. RMIA's full-time job is to help consumers, the news media and community partners understand how insurance works and to share safety awareness and loss prevention tips. RMIA is a non-profit insurance communications organization that represents property and casualty insurers in Colorado, New Mexico, Utah and Wyoming.



	HOME INVENTORY

	EVACUATION PLANNING

	CATASTROPHE TRENDS

	HOMEOWNERS CLAIMS

	FILING AN AUTO CLAIM

	INSURING YOUR BUSINESS

Insurance check-ups to home inventory to property mitigation, here's how to prepare for wildfire season, protect your property and keep affordable insurance.

Find out about what insurance teens need and how to save money. Click here for rules of the road, teen driving facts and statistics and GDL.

Most drivers think they will never be a victim of auto theft, but we make it easy for theives! Learn what you can do to prevent it from happening to you.

Help customers make smart decisions using RMIA's educational materials and share RMIA's valuable content on your website and social media.

Get Insurance Ready for Winter!

Old Man Winter has officially arrived in the Rockies, but many of us are a bit rusty on how to handle winter weather conditions, so brushing up on insurance and safety tips can help us better survive and recover from a winter storm.
What drivers need to know: Be aware of how insurance covers you in an accident with another vehicle verses tree limbs falling on a car due to heavy snow, or for that matter if you slide into a tree. Do you know what to do if you’re involved in a car crash and law enforcement is on “accident alert”? http://www.rmiia.org/auto/traffic_safety/Winter_Driving.asp
What homeowners need to know: Homeowners policies will typically cover most damage from severe winter weather, such as house pipes freezing and bursting or water seepage into the house as the result of ice forming in gutters and causing water to back up under roof shingles. You would also be covered if the weight of snow or ice damages your house. http://www.rmiia.org/homeowners/Cold_Weather_Frozen_Pipes.asp
For more information on insurance & Colorado winter storms:
http://www.rmiia.org/Catastrophes_and_Statistics/Winter_Storms.asp

AAA helps pack your trunk for winter driving emergencies: https://www.youtube.com/watch?v=m5LkTkW3TDY#t=27

FEMA Guide: “How to Prepare for a Winter Storm”

https://www.ready.gov/winter-weather

#GetInsuredCO for Severe Weather and Wildfire Season

Hail, tornadoes, flooding, wildfires are unfortunately part of living in the Rocky Mountain Region, so making sure you're financially prepared is as essential as planning that summer vacation! It's time for an annual insurance check-up to understand what your insurance covers, what it doesn't, and to have the protection you need BEFORE Mother Nature strikes or your home is in the path of a wildfire.

What homeowners need to know: Homeowners insurance covers damage from hail, fire and wind. Property damage resulting from rising water is covered by a separate flood insurance policy. How to file a property claim

What drivers need to know: Hail, wind, fire or flood damage to vehicles is covered if you carry comprehensive insurance on your auto policy. How to file an auto claim

Check out these links for more insurance & fraud prevention tips:

Hail Information & statistics http://www.rmiia.org/catastrophes_and_statistics/Hail.asp
Follow #NoRoofScams to learn more about how consumers can avoid being the victims of unethical roofing contractors and find reputable roofing contractors https://www.bbb.org/denver/hail

Colorado/New Mexico Wildfire & Insurance Guides http://www.rmiia.org/catastrophes_and_statistics/Wildfire_and_insurance.asp

National Flood Insurance Program https://www.floodsmart.gov/

Wildfire Information & Guides

Wildfire Advice - Information on how to file a claim

Toll Free Numbers - For Policyholders

Getting Back Home - Tips for Homeowners Claims Process

Doris Stipech is a long-time State Farm agent in Arvada, Colorado. Her agency's mission is to help people manage the risks of everyday life, recover from the unexpected and realize their dreams, and while Doris is busy fulfilling this mission, she is also giving back to her community through her volunteer work with numerous community organizations. Pictured here is Doris participating in the Stamp Out Hunger food donation drive! Learn about Doris's career path and how she uses RMIIA's resources when helping her customers.

RMIA sponsors and participates in many informative and fun industry events throughout the year such as symposiums, meetings and grassroots activities and makes insurance information and educational resources available for widespread distribution. View our upcoming events and educational opportunities and stay in the know by following RMIIA on Facebook, Twitter and YouTube! Share RMIA's valuable content on your website and social media for added value and contact us to start receiving RMIA's updates by email.

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Breaking News:

Boulder County Fires Insurance & Evacuation Advice - RMIA News Release

Insurance Evacuation & Claims Advice: If you are under a mandatory evacuation order here’s what you need to know to about putting safety first, maintaining COVID-19 health precautions, and what to expect from your insurance coverage and claims filing process.

COVID-19 challenges may impact evacuation shelters, lodging availability and claims handling. First and foremost, if you are ordered to evacuate, you need to leave your residence immediately. Listen to orders from local authorities.
Contact your insurance agent or company immediately to let them know where you are staying and help you with coverage or claims questions. They can also help assist you with lodging options. Insurance company claim contact information: https://www.iii.org/article/insurance-company-claims-filing-telephone-numbers

RMIA Virtual Events

Don't miss out on RMIA Virtual Events in 2023. Click on the links below for more information:

Stay Tuned for More RMIA Events

Here's what you need to know:

Homeowners Insurance Basics

Auto Insurance Basics

What to do after a Catastrophe

Catastrophe Facts & Statistics

Creating a Home Inventory

Company Claim Contacts

Wildfire & Insurance provides homeowners with info on protecting their properties against wildfires and making them more insurable.
Colorado | New Mexico

Don't Forget the Keys provides keys to how homeowners insurance works, talks about common pitfalls, and offers ways to save money on your insurance.

Public adjusters have no relationship with your insurance company. Follow these precautions to save time and money after a major catastrophe like wildfire.

Hail Damage Fraud shares tips on how to avoid being victimized by dishonest contractors who often go door to door in damaged neighborhoods offering repair services.