| Hail, tornadoes, flooding, and wildfires are an unfortunate reality of life in the Rocky Mountain Region. Just like planning your summer vacation, being financially prepared is essential. Now’s the perfect time for an annual insurance check-up—make sure you understand what your policy covers (and what it doesn’t), so you have the protection you need before Mother Nature strikes or wildfire threatens your home.
 What homeowners need to know: Homeowners insurance covers damage from hail, fire and wind. Property damage resulting from rising water is covered by a separate flood insurance policy. How to file a property claim
 
 What drivers need to know: Hail, wind, fire or flood damage to vehicles is covered if you carry comprehensive insurance on your auto policy. How to file an auto claim
 Check out these links for more insurance & fraud prevention tips:
 
 Hail Information & statistics http://www.rmiia.org/catastrophes_and_statistics/Hail.asp 
 Follow #NoRoofScams to learn more about how consumers can avoid being the victims of unethical roofing contractors and find reputable roofing contractors https://www.bbb.org/denver/hail 
 Colorado/New Mexico Wildfire & Insurance Guides http://www.rmiia.org/catastrophes_and_statistics/Wildfire_and_insurance.asp 
 National Flood Insurance Program https://www.floodsmart.gov/  
 Wildfire Information
 Wildfire Advice - Information on how to file a claim 
 Toll Free Numbers - For Policyholders 
 Getting Back Home - Tips for Homeowners Claims Process | 
 Click Here to learn more about the Colorado FAIR Plan Don't miss out on RMIA Virtual Events in 2025. Click on the links below for more information:   Here's what you need to know:  Homeowners Insurance Basics  Auto Insurance Basics   What to do after a Catastrophe  Catastrophe Facts & Statistics  Creating a Home Inventory  Company Claim Contacts |