Hail, tornadoes, flooding, and wildfires are an unfortunate reality of life in the Rocky Mountain Region. Just like planning your summer vacation, being financially prepared is essential. Now’s the perfect time for an annual insurance check-up—make sure you understand what your policy covers (and what it doesn’t), so you have the protection you need before Mother Nature strikes or wildfire threatens your home.
What homeowners need to know: Homeowners insurance covers damage from hail, fire and wind. Property damage resulting from rising water is covered by a separate flood insurance policy. How to file a property claim
What drivers need to know: Hail, wind, fire or flood damage to vehicles is covered if you carry comprehensive insurance on your auto policy. How to file an auto claim
Check out these links for more insurance & fraud prevention tips:
Hail Information & statistics http://www.rmiia.org/catastrophes_and_statistics/Hail.asp
Follow #NoRoofScams to learn more about how consumers can avoid being the victims of unethical roofing contractors and find reputable roofing contractors https://www.bbb.org/denver/hail
Colorado/New Mexico Wildfire & Insurance Guides http://www.rmiia.org/catastrophes_and_statistics/Wildfire_and_insurance.asp
National Flood Insurance Program https://www.floodsmart.gov/
Wildfire Information
Wildfire Advice - Information on how to file a claim
Toll Free Numbers - For Policyholders
Getting Back Home - Tips for Homeowners Claims Process |

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Here's what you need to know:
Homeowners Insurance Basics
Auto Insurance Basics
What to do after a Catastrophe
Catastrophe Facts & Statistics
Creating a Home Inventory
Company Claim Contacts |