Old Man Winter has officially arrived in the Rockies, but many of us are a bit rusty on how to handle winter weather conditions, so brushing up on insurance and safety tips can help us better survive and recover from a winter storm.
What drivers need to know: Be aware of how insurance covers you in an accident with another vehicle verses tree limbs falling on a car due to heavy snow, or for that matter if you slide into a tree. Do you know what to do if you're involved in a car crash and law enforcement is on "accident alert"?
What homeowners need to know: Homeowners policies will typically cover most damage from severe winter weather, such as house pipes freezing and bursting or water seepage into the house as the result of ice forming in gutters and causing water to back up under roof shingles. You would also be covered if the weight of snow or ice damages your house.
Check out these links for more winter safety and insurance tips:
• Insurance & Colorado Winter Storms
• AAA Helps Pack Your Trunk for Winter Driving Emergencies
• FEMA Guide: "How to Prepare for a Winter Storm"
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Here's what you need to know:
Homeowners Insurance Basics
Auto Insurance Basics
What to do after a Catastrophe
Catastrophe Facts & Statistics
Creating a Home Inventory
Company Claim Contacts