Get Insurance Ready for Winter!

Old Man Winter has officially arrived in the Rockies, but many of us are a bit rusty on how to handle winter weather conditions, so brushing up on insurance and safety tips can help us better survive and recover from a winter storm.

What drivers need to know: Be aware of how insurance covers you in an accident with another vehicle verses tree limbs falling on a car due to heavy snow, or for that matter if you slide into a tree. Do you know what to do if you’re involved in a car crash and law enforcement is on “accident alert”? http://www.rmiia.org/auto/traffic_safety/Winter_Driving.asp

What homeowners need to know: Homeowners policies will typically cover most damage from severe winter weather, such as house pipes freezing and bursting or water seepage into the house as the result of ice forming in gutters and causing water to back up under roof shingles. You would also be covered if the weight of snow or ice damages your house. http://www.rmiia.org/homeowners/Cold_Weather_Frozen_Pipes.asp

For more information on insurance & Colorado winter storms:
http://www.rmiia.org/Catastrophes_and_Statistics/Winter_Storms.asp

AAA helps pack your trunk for winter driving emergencies: https://www.youtube.com/watch?v=m5LkTkW3TDY#t=27

FEMA Guide: “How to Prepare for a Winter Storm”
https://www.ready.gov/winter-weather

Doris Stipech is a long-time State Farm agent in Arvada, Colorado. Her agency's mission is to help people manage the risks of everyday life, recover from the unexpected and realize their dreams, and while Doris is busy fulfilling this mission, she is also giving back to her community through her volunteer work with numerous community organizations. Pictured here is Doris participating in the Stamp Out Hunger food donation drive! Learn about Doris's career path and how she uses RMIIA's resources when helping her customers.

RMIA sponsors and participates in many informative and fun industry events throughout the year such as symposiums, meetings and grassroots activities and makes insurance information and educational resources available for widespread distribution. View our upcoming events and educational opportunities and stay in the know by following RMIIA on Facebook, Twitter and YouTube! Share RMIA's valuable content on your website and social media for added value and contact us to start receiving RMIA's updates by email.

Translate RMIA's insurance information here:

Breaking News:

Boulder County Fires Insurance & Evacuation Advice - RMIA News Release

Insurance Evacuation & Claims Advice: If you are under a mandatory evacuation order here’s what you need to know to about putting safety first, maintaining COVID-19 health precautions, and what to expect from your insurance coverage and claims filing process.

COVID-19 challenges may impact evacuation shelters, lodging availability and claims handling. First and foremost, if you are ordered to evacuate, you need to leave your residence immediately. Listen to orders from local authorities.
Contact your insurance agent or company immediately to let them know where you are staying and help you with coverage or claims questions. They can also help assist you with lodging options. Insurance company claim contact information: https://www.iii.org/article/insurance-company-claims-filing-telephone-numbers

RMIA Virtual Events

Don't miss out on RMIA Virtual Events in 2023. Click on the links below for more information:

Stay Tuned for More RMIA Events

Here's what you need to know:

Homeowners Insurance Basics

Auto Insurance Basics

What to do after a Catastrophe

Catastrophe Facts & Statistics

Creating a Home Inventory

Company Claim Contacts