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NFPA Announces first Colorado Wildfire Preparedness Day of Service— Local Communites join effort to reduce wildfire risk across the state. The National Fire Protection Association is launching the first Wildfire Preparedness Day of Service in Colorado on Saturday, May 4, 2013 in coordination with the American Red Cross, Colorado State Forest Service, Colorado Division of Homeland Security and Emergency Management, READYColorado, and Rocky Mountain Insurance Information Association. During this Day of Service, Colorado residents are encouraged to participate in wildfire mitigation. More...
 
Insurance Damage Estimates from the Waldo Canyon & High Park Fires Total Nearly $450 Million—Making the Devastating 2012 Wildfire Season the Most Expensive in Colorado History. The 2012 Wildfire Season has taken a devastating toll on Colorado residents, burning more than 600 homes and personal property. Insurance adjusters are still inspecting properties and working with residents, and while the claims and rebuilding process continues, preliminary damage estimates now total $449.7 million from insurance claims. More...
Graduated Driver Licensing (GDL)
Quick Links:
What is Graduated Drivers Licensing? | Graduated Drivers Licensing FAQs
Colorado GDL | New Mexico GDL | Teen Driving Statistics

What is Graduated Drivers Licensing?

Graduated Drivers Licensing, or GDL, is a three-stage approach to granting young drivers full license privileges. Most states have some form of GDL laws in place. Generally, the three stages of GDL are:

  1. Supervised learning period. A young driver, after passing a qualifying test, is granted a learner's permit. The new driver is allowed to drive only with a supervising adult in the car for a given period of time or minimum number of hours before earning an intermediate license.

  2. Intermediate license. At this stage, the driver has earned a license and no longer needs supervision to drive, but is subject to restrictions, such as a curfew, no cell phone, or the number of passengers allowed in the car. Restrictions vary from state to state.

  3. Full-Priviledge license. The driver meets the age and any other requirements to earn an unrestricted drivers license. Requirements vary from state to state.

Click here for details about GDL from the Insurance Institute for Highway Safety.

Graduated Drivers Licensing FAQs

Q. Isn’t 50 hours of supervised driving a lot to ask of teens and parents?

A. 50 hours over six months equals just 8.3 hours per month, or a little more than 2 hours per week. New drivers need time to familiarize themselves with dozens of driving scenarios—for example rural, urban, suburban, freeways, rush hour, nighttime, dusk, rain and snow.

Q. Why target young drivers and not all novice drivers or elderly drivers?

A. 16-year-old drivers have higher crash rates than drivers of any other age, including older teenagers. The very youngest drivers are also more likely to engage in risky behaviors such as speeding and tailgating. The National Institute of Mental Health reports that the part of the brain that weighs risks, makes judgments and controls impulsive behavior is still developing in teens, and does not mature until about age 25. GDL introduces beginners into the driving population in a low-risk manner, protecting them and others.

Q. Why not just penalize the "problem" drivers?

A. The logic of addressing all young people is that they are all beginners when they start driving. Every novice needs time to develop driving skills in low risk settings.

Q. Does GDL work?

A. Graduated drivers license (GDL) programs are helping to reduce teen driving deaths. States began enacting GDL laws in the 1990s. Latest data from the National Highway Traffic Safety Administration (NHTSA) indicate that in 2008, 5,864 15- to 20-year-old drivers were involved in fatal crashes—a 27-percent decrease from the 7,987 involved in 1998. Driver fatalities for this age group decreased by 20 percent between 1998 and 2008.

A study supported by NHTSA, the Centers for Disease Control and Prevention, released in July 2006, found that GDL programs can reduce fatal crashes for 16-year old drivers by an average of 11 percent. Researchers from the Johns Hopkins Bloomberg School of Public Health found that when states had comprehensive GDL programs, those with a least five of the following elements in effect, there was a 20 percent reduction in fatal crashes involving 16-year old drivers:

  1. A minimum age of 15½ for obtaining a learner's permit

  2. A waiting period after obtaining a learner's permit of at least three months before applying for an intermediate license

  3. A minimum of 30 hours of supervised driving

  4. Minimum age of at least 16 years for obtaining an intermediate license

  5. Minimum age of at least 17 years for full licensing

  6. A restriction on carrying passengers