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Devastating Twisters Sound An Alarm—Don't Wait Until Mother Nature Comes Knocking to Be "Insurance Ready" for Storm Season! With more than 100 tornadoes ripping through the Plains states this past weekend, 2012 is already exacting a high tornado toll—in lives lost and property devastation. Here in Colorado, tornado sirens blared last week for the first time—sounding the annual alarm that severe weather season has arrived in Colorado. More...
Insurance Advice for Homeowners Impacted by the Lower North Fork Fire: Fire & Smoke Sound an Alarm that Wildfire Season Has Arrived As the Lower North Fork Fire continues to burn out of control this morning near Conifer, residents evacuated as a result of the blaze need to contact their insurance agents or company representatives immediately to provide them with emergency contact information. More...
What to Do at a Crash Scene

One of the biggest frustrations for drivers is sitting in a traffic jam and then seeing that the traffic tangle was caused by a fender bender not moved off the roadway. It may make you feel better to know that this is actually illegal in Colorado, and many other states. For example, in Colorado a little known law (Colorado Revised Statues 42-4-1602) says that motorists involved in minor accidents on divided highways must move their vehicles off the road if possible. Do this only if the vehicle is drivable, no drugs or alcohol are involved, and there are no injuries.

If you are involved in an accident:

Assess the situation

  • Injuries? Stay put, and call 911 immediately.
  • Determine if vehicles are drivable.
  • Determine if drugs or alcohol are involved.

Move your car to a safe place

  • If your car is drivable and there are no injuries, drugs or alcohol involved, then move it to the shoulder, an emergency pullout, or off-ramp shoulder.

Call 911

  • Notify the 911 operator of your accident and location. Look for visible mile markers or exit signs.

Exchange information

  • Name, address, phone number, driver’s license number, license plate number, vehicle make, model, year, color, insurance carrier and policy number.

Report the accident

  • Write down what happened as soon as possible.
  • Photos and diagrams are helpful.
  • Report the accident as required by law enforcement and your insurance provider.

What NOT to do after an accident:

  • Move any injured persons.
  • Apologize for the accident.
  • Tell any party how much insurance you carry.
  • Accept any money. If you do, you forfeit your right to file a claim.
  • Agree to forget about the accident. Later on, the other person may file
    a lawsuit against you.

Also visit: Filing an auto claim | What if I'm hurt in an auto accident