| If I take anti-theft measures, can I get a discount on my auto insurance?
Discounts will vary by company and state.
Generally, insurers favor passive devices, such as ignition cutoffs, some types of alarms, and electronic auto recovery systems which are automatically activated when the car is locked and don’t depend on the driver to remember to turn them on.
Some companies offer up to a 30% discount for these more sophisticated devices. Twelve states (Florida, Illinois, Kentucky, Louisiana, Massachusetts, Minnesota, New Mexico, New York, Pennsylvania, Rhode Island, Texas and Washington) require insurers to give car owners discounts on their comprehensive insurance for anti-theft devices. The amount of discount varies, but is typically 15-20 percent for passive devices, which are automatically activated when the vehicle is locked. |
